First State Bank New Jersey

Checking

Totally Free Checking| NOW Interest Checking| Senior Interest Checking| Money Market Account| Checking Cash Reserve

Personal Checking at First State Bank puts you first in choice, convenience, and value.

Regardless of which Personal Checking Account you choose, you�ll enjoy these great money-saving benefits:

No minimum balance requirement to open your account.
No per check charges.
Free initial set of starter checks.
Easy-to-read monthly statement.
Free e-banking and bill pay service.
Free MasterMoney� debit card.
Free 24-hour banking with no ATM charges at First State�s machine.
Free Notary Public service.

Totally Free Checking

No monthly maintenance fees.
No minimum balance requirements.
Unlimited check writing.

NOW Interest Checking

Earn a competitive rate of interest on all balances of just $100 or more.
Unlimited check writing.
No monthly service charge when you maintain an average daily balance of just $100 or more. (If balance falls below that amount, a $10 service charge will apply for that statement cycle.)

Senior Interest Checking

A special account for customers 55 years of age or older.
No minimum balance requirements to earn interest.
No monthly service charges.
Unlimited check writing.

Money Market Account

Earn a competitive rate of interest on all balances of $500 or more, with higher premium rates of interest on all balances of $10,000 to $24,999, and increasingly higher rates on balances of $25,000 to $99,999 and $100,000 or more.
Make up to six preauthorized transactions each statement cycle, including up to six third-party checks.
No monthly service charge when you maintain an average daily balance of just $1,000 or more. (If balance falls below that amount, a $10 service charge will apply for that statement cycle.)

Checking Cash Reserve

Line of credit that automatically funds account to prevent overdrafts (subject to credit approval).

Equal Housing Lender Equal Opportunity Lender - Member FDIC
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