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Consumer Loans
Home Equity Loans| Personal Loans| Checking Cash Reserve| Auto Loans| MasterMoney™ Cards
 
Loans that put you first for better living from First State Bank.

No matter what your personal borrowing needs may be, First State has the loan to suit your desires and budget. In addition to competitive low interest rates, you’ll enjoy our special brand of personalized service and fast decision-making.
 
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Home Equity Loans

Cash in on the value of your home for ready money for any purpose, and earn valuable tax advantages. Choose a First State Equity Line of Credit and use the funds when and how you please by simply writing a check. Or, for a fixed-rate, fixed-term loan, choose one of our regular Equity Loans.

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Personal Loans

Need extra money for a wedding, special occasion, family vacation, new furniture, or even a whole new wardrobe? Take advantage of First State’s affordable rates and convenient terms. Both secured and unsecured loans are available.
 
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Checking Cash Reserve

Never worry again about writing a check against insufficient funds. First State Cash Reserve automatically covers you in the event of an overdraft. And there’s never any interest to pay until the loan is activated. (Subject to credit approval.)
 
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Auto Loans

A low-cost auto loan from First State gives you the buying power you need, even before you walk in the showroom door. Convenient terms available for both new and used vehicles.
 
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