First State Bank New Jersey

First Choice Banking

Totally Free Checking| NOW Interest Checking| Senior Interest Checking|

Your loyalty puts you first in line for rewards when you bank at First State.

At First State Bank, we prize your patronage. That�s why we created First Choice Banking. Using your First State Checking Account as a cornerstone, First Choice Banking offers you exclusive benefits that make your relationship with us even more valuable:

Premium Money Market and CD rates.
Discounted Consumer Loans (with automatic payment from your First State Checking Account).
Fee-Free Travelers Checks.
Fee-Free Stop Payments.
$1,000 Cash Reserve (subject to credit approval).
No early withdrawal penalties on CD�s redirected to another First State CD account.
Non-First State Bank ATM fees waived (up to 5 per month).

In order to have an active status for earning First Choice Banking rewards, your First State Checking Account must be maintained with either 6 transactions per month, direct deposit or 3 on-line bill payments per month, and an average daily balance of $2,000.

Choose from any one of these fine First State Bank checking accounts:

Totally Free Checking

No monthly maintenance fees.
No minimum balance requirements.
Unlimited check writing.

NOW Interest Checking

Earn a competitive rate of interest on all balances of just $100 or more.
Unlimited check writing.
No monthly service charge when you maintain an average daily balance of just $100 or more. (If balance falls below that amount, a $10 service charge will apply for that statement cycle.)

Senior Interest Checking

A special account for customers 55 years of age or older.
No minimum balance requirements to earn interest.
No monthly service charges.
Unlimited check writing.

Equal Housing Lender Equal Opportunity Lender - Member FDIC
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